Do all closed items come off a

Discussion in 'Credit Talk' started by Eric, Jan 31, 2001.

  1. Eric

    Eric Guest

    I was going over my Equifax report and was wondering if all the closed, paid accounts that are 7 years old or older (5 of them) should no longer show up at all???

    Also, once a collection shows as paid on the credit report, will your score improve?
  2. John Shimm

    John Shimm Guest

    RE: Do all closed items come o

    Close, POSITIVE trade lines will remain 10 years, not seven.

    Don't expect a paid collection to improve your FICO scores. Expect AGE to affect a collection account.

    GEORGE Well-Known Member

    RE: Do all closed items come o

    I can only go by what it says on my EXPERIAN CREDIT REPORT...closed accounts drop off after seven years from closed date...

    Some people have said you can get them to keep them on longer.

Share This Page