Separate names with a comma.
Discussion in 'Credit Talk' started by David, Sep 21, 2000.
I wonder if having balance transfer requests has any bearing on your credit approval??
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
RE: Do balance transfer increa
Very doubtfull, as the bank would still have a minimum criteria for approvals
RE: Do balance transfer increa
My experience was this:
I had a First USA platinum card (that I got when my credit was good). I got into an argument w/ a representative over a late payment fee that I was charged that should not have been (long story...). I was not happy with the way I was treated so I closed my account! Then I applied for the Capital One Platinum card on-line and tried to transfer the balance on my First USA card over. I was denied! That's when I found out that some things were added to my credit (a judgement and some small collections)after I obtained the First USA card. I then tried to re-open my account w/ First USA and they said NO (I was so mad). They say it was due to the judgement, etc. So I left it alone for like a year or so and just continued to pay them their money (at 15% interest...at least they didn't raise that). Then this year I reapplied for the Capital One Platinum and I knew I was probably going to initially be denied but my plan was to call and talk to a supervisor, explain my situation, and see if they would open me up an account w/ a $5000 limit and transfer the balance from First USA ($4900) over. What would they have to loose? I had an excellent pay history w/ First USA? Guess they didn't see it that way :-(
So now I'm stuck making payments to F'king First USA on a account I can't even access anymore! I can't even pay online anymore! Makes me so mad :-||
At this point, I'm really trying to clean up and add more positive stuff to my credit so I can qualify for some kind of loan or card so that I can transfer the remaining balance on First USA and get far away from those rape artists. First USA sucks!