I am going to a "deposition for discovery" on a judgment in a couple of days. I know they will want me to sign papers for a payment plan. My problem is that my wife was diagnosed with cancer almost a year ago, has been through 3 surgery's and the most major surgery is coming up in a few weeks. This surgery will put her out of work for at least 5 weeks. I can't make any promises because I do not know what the future holds for us.Do I have to agree to a payment plan? What will they do to me if I refuse to sign the papers?
I've personally never been in or seen this scenerio but they are undoubtedly going to want money from you....so my suggestion is to make sure you tell them the absolutely max you can afford....there's gotta be a dollar amount whether it's 5 bucks or 500...then explain to them your personally situation and what a hardship it's been....and agree to an amount given said circumstances.....then say that before you sign you just need to have an attorney look over everything and ask for a mailing address....shake hands and say thank you....that'll hold over for a little bit or something to that effect....
If you are referring to a post-Judgement debtor's exam, they will NOT be asking you to sign any payment agreements - they will be asking you questions about where you work, where you bank, etc.... Generally looking for assets to sieze or garnish. CLOSE all bank accounts before you go. Your answers will be under oath and any answers you give must be truthful... so, when they ask where your bank account is, you can truthfully say "I don't have one". After the examination, you can open an account. In most states they are not allowed to subject you to a Debtors Examination more often than once a year.
