This company is absolutely a bunch of dribbling idiots. If you have a collections acccount with this company DO NOT PAY THEM ANYTHING as it will not improve your credit not one bit. Try to contact the original creditor and make a deal with them to "Delete" the collections account from the CRA's in exchange for full (or partial) payment. If you pay Collection Service Inc. you are simple throwing good money away as they will not delete the accounts with the CRA's and you will not be improving your credit. Furthermore, if you do pay them anything then you are simply updateing the "last payment" date and it will take seven MORE years from that date for the account to drop off of your credit report. This company is pure bad buisness. I think that they must hire employeees base on how rude they can be to their clients. Collection Service Inc. will gladly take your money but they will not even talk to you if you call. Fair Warning: DO NOT PAY COLLECTION SERVICES INC.