although some of my posts seem to degrade CA doing their job, I have a two fold opinion one is for everyone to do the right thing. treat each other with respect don't judge anybody ,you dont know their situation be patient, kind, courteous, and don't ripp anyone off. although some consumers ligitmately owe the debt don't force them into the corner on the defensive work it out peacefully as nobody is perfect. some people are just getting by and put themselfs into situations they later regret , I look at Ca as having no compassion or mercy. the few that are understanding are now what I call a rare breed. to the consumers fixing their credit, my hats off to you ! learn to be responsible , and try to establish a budget you can stick to, and know that it takes time even if you don't want to wait. the credit bureaus seem to hold you back even with good credit don't expect that all information will be accurate. be persistant, be positive,and productive the keys to success
