Do you own a Dell?

Discussion in 'Credit Talk' started by CardKid, Nov 21, 2003.

  1. jpriafl

    jpriafl Active Member

    addendum:

    As for CRAs, I got a personal DellPreferred account for 1500/21%; they pulled Exp I had 690 FICO with 14/22 inqs prev 6/12mo;

    a few months later I got a business account for 7500/??%, they pulled Exp also, I had 710 FICO with 5/19 inqs prev 6/12mo

    (most of the inqs were from 3 attempts to re-fi my house)
     
  2. KevPochop

    KevPochop Well-Known Member

    Dell only reports to EXPERIAN. I have an account with Dell. Was approved for $1500.00. Dell does not offer credit line increases ever. Once you are approved for an account with a certain line of credit that is all you will ever get until account is closed.
     
  3. CardKid

    CardKid Well-Known Member

    Re: Re: Do you own a Dell?

    Thanks for posting. This was extremely helpful. I was unaware that opening the case would not violate the warranty. I learned something today.

    So, does anyone think that the $449 package is as good as it gets? Also, what's the purpose of offering a rebate? Is it for cash flow or something?

    I wish Dell would discount the system by $100 instantly rather than force people to wait 8-12 weeks for their money and probably months after the account has been satisfied.

    CardKid
     
  4. CardKid

    CardKid Well-Known Member

    Re: Re: Do you own a Dell?

    I'm also hearing that Dell offers $1500 credit lines quite often. I never hear of $1000 or $5000 lines.

    Maybe Dell extends the higher lines to businesses because they probably purchase more often or in larger quantity.

    CardKid
     
  5. ex0dus

    ex0dus Active Member

    No, I don't own a Dell. I'm a faithful Mac user :p

    Powerbook 12"
    1 GHZ G4
    768mb
    60gb
    Bluetooth built-in
    Airport Extreme (wi-fi)
    Superdrive
    OSX 10.2.6

    Dual 1 GHZ Powermac G4
    1 GB ram
    Dual 120 GB hard drives
    Superdrive
    Geforce 4
    20" Apple lcd display
    Airport Extreme
    OSX 10.2.8

    and an ever faitful (gracefully aging) iMac (bondi blue)
     
  6. IncomeHelp

    IncomeHelp Well-Known Member

    I purchased a Dell laptop inspiron 8100 about two years ago. I'm still using it. The hard drive went out under warranty. It took over 3 weeks and a lot of frustration to get the replacement but I finally did.

    For some strange reason I probably would buy from them again as that has been my only problem. Otherwise I have been happy with it.

    John
     
  7. CardKid

    CardKid Well-Known Member

    I did a little searching and found a code for an additional $25 off of a Dell home system. The catch is the system must be over $500. Here's the coupon code: B036FDAB63CA. I found it at www.techbargains.com. A coupon-type site.

    Now, the $449 system can be purchased at $424. Here's how:

    $549 Original Price
    - $25 (B036FDAB63CA) Code expires 2/29/04
    -$100 mail-in rebate
    =$424 plus whatever tax is charged

    At that price, I cannot go wrong. However, I have until November 26th to decide. That's when the price of the package changes. I'm still searching the web just to make sure I didn't miss any other opportunities to save on this desktop system.

    CardKid
     
  8. Brad J

    Brad J Well-Known Member

    I've got a dell inspiron and love it. Used Cap. 1 card to buy it, so I got the high credit thing going on.

    But, I just adore the new 20GB iPOD I bought last night. I was never an apple fan till I got my hands on the iPOD. Man, this thing is sweeeeeeeeeeeeeeeeeeet!
     
  9. 242425

    242425 Well-Known Member

    My DELL tradeline shows up on all three!!!
     
  10. CardKid

    CardKid Well-Known Member

    I placed my order today. This is as good as it gets. I received my order confirmation for th PC, digital camera and printer. However, when I log into "my account" at the site, it cannot find the order. I'll give it a few days and check again.

    Thanks, everyone, for contributing to the thread.

    CardKid
     
  11. iambroke

    iambroke Well-Known Member

    I had a similar problem when I ordered....It kept saying it couldn't find my order for my Dell desktop. It took a few days to update.
     
  12. CardKid

    CardKid Well-Known Member

    At this price, I'm almost tempted to purchase a second system and send it as a gift.

    CardKid
     
  13. CardKid

    CardKid Well-Known Member

    Great News!! Dell has improved their home system offer. The site indicates they're offering a faster processor and a lower price for the package that includes a 17" monitor, digital camera and printer. With all the rebates, including the $25 coupon code, I've gotten the price down to $414.

    I'm excited.

    CardKid
     
  14. CardKid

    CardKid Well-Known Member

    Dell raised the price of the package by $10. But, you can save an additional 3% when you order.

    1) Select a home system offer
    2) Apply $25 coupon
    3) Select "credit card" as method of payment
    4) Look for "3% discount" offer at top of screen
    4) Select "Click here to take advantage of this offer"
    5) Follow the prompts

    When approved, the discount is applied. Good luck!!

    CardKid
     
  15. trent1059

    trent1059 Well-Known Member

    with most citi bank accounts a previous BK is a instant rejection, is dell a BK friendly creditor? public records?
     

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