Doc's Trickâ?¢

Discussion in 'Credit Talk' started by PsychDoc, Apr 26, 2002.

  1. genmorr

    genmorr Well-Known Member

    I have 12 hard out of 18 hard deleted, (an additional 3 fell off on their own), and two are pending still. Four remain. So if they fall off, I will be left with four total. I did not dispute the soft.
     
  2. Erica

    Erica Well-Known Member

    3 out of 3 hard inquiries deleted. :)
     
  3. donna8284

    donna8284 Well-Known Member

    1 account deleted
    29 out of 31 soft deleted
    3 out of 5 hard deleted

    results due 5/26

    1 account pending
    2 soft pending
    3 hard pending
     
  4. PsychDoc

    PsychDoc Well-Known Member

    I had 6 hard inquiries removed, including 1 last night. Three were over a year old and were taken off within a day, while the other three took longer:
    1) CITIBANK SO DAKOTA N A
    2) AMERICAN EXPRESS
    3) CAPITAL ONE FSB
    4) PROVIDIAN FINANCIAL
    5) CAPITAL ONE
    6) NEXTCARD

    16 soft inquiries were removed.

    Too bad this couldn't go on forever for everybody. :(

    Doc
     
  5. LKH

    LKH Well-Known Member

    I only had 1 stinkin' hard inquiry from Discover. I disputed the day Doc (pbm) posted the "trick". I still show as in dispute. Results should be no later than Monday.
     
  6. PsychDoc

    PsychDoc Well-Known Member

    LKH, if your Discover inquiry doesn't fall off, I'm going to be really ticked. Now the countdown begins...

    Doc (Doc)
     
  7. LKH

    LKH Well-Known Member

    You and me both! I want those 2 - 3 pts. back.
     
  8. Kelly

    Kelly Well-Known Member

    I had two of four hard inquiries removed. :)
     
  9. gib

    gib Well-Known Member

    I disputed 4 of 6. 3 of those were deleted. Fleet stayed on, and I didn't dispute 2 mortgage inquiries because I haven't closed yet.

    Gib
     
  10. charlieslex

    charlieslex Well-Known Member

    I have 1 State Farm "pending". It's costing me 13 points. Charlie
     
  11. LKH

    LKH Well-Known Member

    OK Doc, I just got my results and............................
    it was deleted. Now I have 0 hard inquiries on Exp in the last 6 months. Time to apply for somethingLOL
     
  12. DANSTARR

    DANSTARR Well-Known Member

    What are the point increases that everybody is getting? It does not seem that anybody SO FAR is getting huge point increases.

    Thanks for the tricks, DOC.
     
  13. dfwgt

    dfwgt Well-Known Member

    YES!!!! 9 Hard inquiries deleted, 31 Soft deleted.


    NONE remains!!!

    Bad part is, because I recently moved CreditExpert can't verify me, so I cannot look up my scores... :mad:
     
  14. Candi

    Candi Well-Known Member

    My husband and I had all our hard inq. deleted except providian. I hate providian, I'm so glad we closed that account.
    Thanks Doc, You da man!
    Candi
     
  15. Kelly

    Kelly Well-Known Member

    State Farm verified mine :-(
     
  16. Candi

    Candi Well-Known Member

    Neither of our scores went up at all or creditexpert has not updated yet..
     
  17. DANSTARR

    DANSTARR Well-Known Member

    Does anybody know when Credit Expert updates?
     
  18. Candi

    Candi Well-Known Member

    Just checked and my score is up 8 points and hubby is up 6 points. It looks like we got 2 points per inq. deleted
     
  19. charlieslex

    charlieslex Well-Known Member

    I think that it would be hard for State Farm to verify at day 29. Does CE have an automatic system in place that would delete after day 30 if there is no response? I'm ignorant when it comes to computers and their capabilities. Kelly have you sent a letter to State Farm demanding deletion for no PP? Charlie
     
  20. charlieslex

    charlieslex Well-Known Member

    This looks like a plot between Doc (aka pbm) and pbm to reenergize the thread to surpass the 20000. Great thinking!!!! Doc is always one step ahead of the game....... Charlie
     

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