Doc's Trickâ?¢

Discussion in 'Credit Talk' started by PsychDoc, Apr 26, 2002.

  1. Kelly

    Kelly Well-Known Member

    No, I haven't sent anything to State Farm
     
  2. mcen0012

    mcen0012 Well-Known Member

    8 out of 8 hard gone.

    Thanks!
     
  3. DANSTARR

    DANSTARR Well-Known Member

    What kind of point increases everybody????
     
  4. javan

    javan Well-Known Member

    ALL CLEAR!!!!!!!!!!!!

    6 Hard Inq's and several Soft Inq's. DELETED!

    Current Status:

    0 - Hard Inq's
    28 - Soft Inq's(all from CreditExpert/Experian)

    Doc, where do I send the check?! :)
     
  5. Kelly

    Kelly Well-Known Member

    I received a 2 pt increase for the one inquiry

    I have no idea about the other because i also had several accts update to show zero balances and my score increased 30 pts!!!!
     
  6. charlieslex

    charlieslex Well-Known Member

    When is the "This board's being watched" thread going to be reran? Is this creditnet's version of May sweeps? Or people think that since it's Memorial Day things maybe slow? LOL I hope that EVERYONE(lbrown59, anamoly included) has a safe and great holiday weekend!!! Charlie
     
  7. Saar

    Saar Banned

    Are you saying Doc's 2 personalities conspired with one another?


    Saar
     
  8. charlieslex

    charlieslex Well-Known Member

    LOL Who says Doc has ONLY 2 personalities? Charlie
     
  9. nquisitive

    nquisitive Well-Known Member

    OK...I have a feeling we hold the record for worst results. 7 hards disputed, 6 were within 6 months, 1 was within 1 year. We disputed every one on the report. Figured why not, what's to lose? Silly us....

    Our results?

    4 accounts which were opened as a result of those inquiries were CLOSED! We had to talk with the fraud dept at Monogram bank to get it straightened out and get the accounts reactivated.

    They later verified all 4 inquiries.

    The other 3 inquiries were verified as well.

    For those who don't know...be careful disputing inquiries for accounts you DO get. You can make a mess for yourself.
     
  10. donna8284

    donna8284 Well-Known Member

    The 3 pending hard inquiries were deleted, the account and soft ones are still pending. Gained 6 points!
     
  11. tzank

    tzank Well-Known Member

    Thanks Doc!!!!!

    CAPITAL ONE
    Outcome: Deleted

    HOUSEHOLD CREDIT SERVICE
    Outcome: Deleted

    PROVIDIAN BANCORP
    Outcome: Remains

    I am waiting for my CreditExpert score to update. So far I gained 3 points from the Cap One deletion.

    Tim
     
  12. laurie33

    laurie33 Well-Known Member

    Yay for Doc!!!! Got rid of three stupid Progressive inquiries (from quotes), and MBNA (was denied) on mine. Asset verified (makes me mad but gives me another violation for my lawsuit).
    Now I have to re-sign up for CE to see what my score change was, LOL.
     
  13. caseybjone

    caseybjone Well-Known Member

    HURRAY!!!! Worked for me also...finally got over 600 on CreditExpert!!!

    605 and heading up. Maybe I won't have to sue Experian after all.

    Caseyb
     
  14. mindcrime2

    mindcrime2 Well-Known Member

    MY results:

    Every hard inquiry except for 1, deleted.
    Every soft inquiry except for 1, deleted.
     
  15. gilliner

    gilliner Well-Known Member

    Here it is,
    before doc's trick - 17 hard inquires 7 soft inquires

    after doc's trick - 3 hard inquiries 2 soft inquiries(one still in reinvestigation)

    all but one of the hard inquiries were within the two years.
    outstanding results!!!

    Thank you doc!!!!!!!!!!
     
  16. LKH

    LKH Well-Known Member

    OK. Creditexpert just updated for me and I got 4 pts. for my 1 hard inquiry deletion.
     
  17. Hermit5

    Hermit5 Well-Known Member

    Update

    deleted 6 hard

    deleted 19 soft

    several still in blue!

    Thnaks Doc!!
     
  18. dfwgt

    dfwgt Well-Known Member

    Uh oh...I got the bad-luck EXP score now LOL

    BTW: Doc's trick bumped me up 17 points
     
  19. quigs

    quigs Well-Known Member

    I disputed 17 hard inquiries-All gone. Got the results today..
     
  20. gilliner

    gilliner Well-Known Member

    I am a member of the exp 600 and above club now. my score up 17 pts since may 17. 612
     

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