Doc's Trickâ?¢

I got a total of 5 points for having 2 inquires deleted.


EXP: 651
TU: 709
EQU: 639

Tim

 

PsychDoc is my HERO!!!

3 Hard Inquiries deleted - score went up 14 points!

 

Psych Doc - you are da man - as always!!!

6 0f 9 hard inquiries deleted. Providian, Macys and Limited verified. All others came off. Asset disappeared.

I got all of my soft inquiries deleted except for 5. I had disputed about 30. Didn't dispute the credit expert inquiries.

I have not gotten my score yet, don't have the yearly service and waiting for the official update. I hope to be in the 700 club!!!

 

All the hard inquiries that I disputed (about 7-9 of them) were deleted. All but a few of the soft inquiries were deleted. 2 or 3 were verified. Thanks DOC!

 

HOW CAN A "SOFT" THAT HAS NO PERMISSABLE PURPOSE BE VERIFIED???

 

Wife has like 20 "SOFT" for FIRST USA that I disputed (EXPERIAN)...AFTER THE ACCOUNT WAS CLOSED...

A couple are finally not PENDING...BUT SAYS VERIFIED!!!

 

I wish I knew. Experian deleted a bunch of their Credit Expert soft inquries as well (I disputed the whole shabang of them by accident), but they removed like 8-9 of them. Two other companies swear they don't know who I am but they verified their inquiries...hmmmm

 

38 disputed total (providian was 24 of them, soft though)
Hard: 4 disputed, 2 deleted
Soft: 34 disputed, 29 GONE!!!

Thanks Doc-
Off to check a score!

 

JUST UP-DATED...2 OF THE FIRST USA "SOFT" (AFTER THE ACCOUNT WAS CLOSED)~~~REMAINS!!!

 

so call me stupid

is this still working?

peace, jimrie

 

You missed out on the party my friend. You are a month too late.

 

well, at least you didn't call me stupid! hehe

i just saw a page an a half of recent posts so i thought, well maybe it's working again!

i always get to parties late, what's up with that?

peace, jimrie

 

The one and only hard that I had was deleted!! Yippee!

G

 

I just checked. This past week, 2 hard inquiries removed - both within the past year. 10 soft inq. removed, some were within the past year. Others are still showing "in dispute."

Score increase of 3 points. Duh. This one floats around anyway, so not sure if this is the reason why. The other two (EFX and TU) tend to go up as time passes, the CE score is up and down a few points all the time.

 

I just checked! Two hard inq removed from my report--one dated 3/02 the other 1/02. Three pages of soft inquiries gone! My score is up 4 points.

My husband had one hard inq deleted and two pages of soft inquiries. His hard inq was from 3/02 also. His score is up 19 POINTS!!!!!!!!

Thanks, Doc. That was a truly great find!

 

That's not fair. My one hard that was deleted was from 4/8/02 and I only got 4 pts.

 

I still have 5 Hard under investigation. this is driving me nuts.

 

They need to tell you the party starts one hour before it "REALLY" starts...

 

Only disputed 1, it was a hard inquiry from a direct tv installation which we cancelled because they could not get a signal in our area. Deleted...Life is Good

Thanks Doc, I thought for once I would tell you "how I think it makes me feel" before you asked. LOL

-Peace, Dave

(now I just have to send in the prepaid installation forms and get my $$ back)

 

My results:

5 hard inquires disputed, all of them were deleted.