Where it states (FCRA/FDCPA) that it is illegal for both Original CR and CA to BOTH actively collect on an account? This is happening to me... It's a doctor's office...I requested validation to CA....and original CR (doctors office0 sent me some bogus forms COMPLETELY unrelated to the charges!!! They are trying to charge me for 2 MISSED doctors appointments (they claim 1 on 10/12 and one on 10/15....go figure!! three days apart???) for a total of $350!!!!! This is a joke, but I need to hammer them quickly for this!
I found the actual FCRA amended 10/2001. You will need the adobe acrobat to read it. I don't have time to look through the entire thing but this may be a start. Just trying to help. http://www.ftc.gov/os/statutes/fcrajan2002.pdf
