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Discussion in 'Credit Talk' started by godaddyo, May 12, 2001.
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You are saying that the collection agency is also a CRA like TU or EXP? Surely, that must be illegal, or should be. Very big conflict in interest.
It is a HUGE conflict of interest, but I called the FTC and it is perfectly legal.
equifax has their own collection division.
I had a situation similar but not quite the same..there is a local credit bureau in my old hometown who also has a collection division. I sent validation request just like any other and it was removed. In fact, gasp, it was removed with less effort than most. Go figure. Hope yours turns out the same.