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Does BofA Use the Fako OR FICO?

Discussion in 'Credit Talk' started by exotic, May 5, 2003.

  1. May 5, 2003 #1
    exotic

    exotic Well-Known Member

    Hey, i'm a bit confused, does Bank of America, use the Trans Union FICO Score for online credit card approval or the regular Trans Union Score?


    They offer the real FICO SCORE and their own SCORE SYSTEM. Which does BofA use?


    Example: When you guys are approved for the BofA card, you guys say, I had 700+ score from who? Trans Union FICO or their system based score?
     
  3. May 6, 2003 #2
    Slee

    Slee Well-Known Member

    They definitely use the FICO score.
     
  4. May 6, 2003 #3
    exotic

    exotic Well-Known Member


    I tought they use the regular Trans Union Score system. So I have to pull the Trans Union FICO Score, that's what BofA and all other CC that pull TU use? =)

    I never pulled my Trans Union FICO...ohh boy =(
     
  5. May 6, 2003 #4
    Sheepshead

    Sheepshead Well-Known Member

    Only pay attention to FAKOs if you're monitoring progress on your credit repair efforts.
     
  6. May 6, 2003 #5
    rackt3

    rackt3 Well-Known Member

    No creditor would ever use FAKO scores. It's all FICO.
     
  7. May 6, 2003 #6
    rackt3

    rackt3 Well-Known Member

    No creditor would ever use FAKO scores. It's all FICO..except if they have their own scoring system (which you won't see).
     

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