Does Cap 1 still pull all 3 ?

I have applied several times and only had them pull exp for me.

 

sure... in April, I applied online (EXP only) and last week I responded to a pre-approval (EXP only).

 

For my wife and I both...April inquiry only with EXP.

 

Saar, they've only ever pulled Experian for me as well (with both the Cap One VISA and the Kmart MasterCard). I accepted the Kmart MasterCard online, but the earlier one was via direct mail. Thinking of applying or requesting a LOC increase?

Doc

 

3

 

My husband applied online 4 months ago and they pulled only Ex. I applied for Kmart instore, was not instant approved. I called to check a few days afterward and was approved but they pulled Ex. and Eq., that was in April.

 

They pulled all three for me last time I applied for the Plat card

 

SCENARIO~~~they pull ONE "LOOKING" for a "BADDIE"...can't find one...pull another...can't find a "BADDIE"...so they pull the third one???

You could ask MR COOKE...

 

I was told they pull all three to get an accurate and complete look at my credit profile.

 

ACCURATE???

With so many people having no where near 100% ACCURATE credit reports...HOW IS THAT POSSIBLE???