I had an old chargeoff with them from like '97 that I paid last year (had to for mortgage). Now I've been getting offers from them. I'm wondering do they have a "blacklist" so I'll never get approved by them again? Thanks.
From a previous post: "There is most definitely a Citibank blacklist. Why some accounts are put on it and other are not, I don't know. I suspect that all of the past Citi mergers have left behind some of the damaging history when databases were not fully consolidated.Others were from long ago before they really had a blacklist going. I paid a charge off in 1997 and I am STILL on Citi's blacklist (I get auto-denied when applying for a card). But with that said, I am on card #5 from Citi since the paid CO, because I asked for reconsideration on the denials. Where there's a will, there's a way..." marci ========================= From Sheepshead: Don't let "pre-approvals" fool you. It's only AFTER you apply that your ss# is matched against their blacklist.
yes they have a blacklist. remember citibank has many legs. citibank USA Citibank SD Universal Associates and then some but the lists aren't merged yet i bet.
