After BK7 I had my mom put me and my husband on her citibank card that is more than 20 years old with a perfect history and has a 24,000 credit limit. Do they report to all three CRA's and what impact will that have on our scores? I know our Experian is 530 and 545 right out of BK.
I was anxious because my husband is job searching and I am afraid they might pull a CR. I was hoping someone could tell me a if they reported and when? I was hoping it would be on soon. It has been a couple of weeks since we were added but I may be rushing things a bit
I can't believe it!!! I just called my mother and had her ask if they report and they told her ONLY IF IT IS NEGATIVE info. Is that correct? Legal? It is hard to understand my mom sometimes. She gets things mixed up. She thought that was a good thing. This does not sound correct to me. Anybody?
yes it does. u(ur mother) can do it online. Also add SSN to be sure it will be reported on the right persons The account will be showed on ur own report in like 2-3 months and definitely will help u out. Forget what ur mom told u. the whole positive account will be reported on ur reports
It is a Citibank Dividend Card. She called Chase and they said the same thing to her. Will having her call and give the SS make a difference?
I added my wife as an AU to my citi-M/card over the phone a couple of years ago. They asked for her SS#. It shows up on her report with AU in the comment section. This is a positive account opened in '99 -- Never Late.
