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Discussion in 'Credit Talk' started by Jim, Sep 30, 2000.
My foreclosure was in 2/98.
My Chap 7 B.K. was approved in 2/99.
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RE: Does having a secured card
Having another credit card will always lower your score.
However if the credit card is open for a while, and if the credit is a good limit then this is countered with higher scoring in the other areas of FICO.
Will a secured card affect your score more than a new unsecured card?
IF ALL THINGS ARE EQUAL NO!