-If I am approved online. Does Nextcard call to your home or work to verify the information? Question2: -Does anyone know if the e-loan score still pulls a hard inquire on Experian ?
Yes, Nextcard called me to verify my information. When they couldn't contact me the status on their website asked me to send in a utility bill. I called them at their 800 number and they asked me a couple of questions to verify my identity and I didn't have to send anything in. I don't know if the inquiry from eloan is still hard, but the hard inquiry on my Experian report from them has still not been removed.
They did verify my emploment - BUT - get this - it was a computer voice from Nextcard saying they were just verifying employment, and that no response was necessary. It was hilarious - the Nextcard computer left a message on my company computer's voicemail. I got the card in about a week, but then had selected a Lake Tahoe picture card design - which costs an extra $9.95 but looks kewl. You can upload your own pix to Nextcard - I wanted to upload an OLD BANKAMERICARD PHOTO - I thought it would be dynamite having a "RETRO" Visa . BUT they say no brand name stuff
Yes they called me at work and left a message. I returned the call answered a couple of questions and that was that.
Question2: -Does anyone know if the e-loan score still pulls a hard inquire on Experian ? Just got mine this week. It now pulls a soft inquiry and now E-Loan says that when you input your info. Hope
I got mine about two months ago. They gave me instant approval but called me at work the next day to verify everything in the application plus more.