I don't have a problem with them verifying. I just wondered if this is common. If they call I hope they call me at home, my employer gets pissed when he has to answer questions about employees or when employees have personal calls at work. I don't want to rock the boat at work. So, I have been hanging out at home waiting for the darn phone call, trying to stay off the computer as much as possible to keep the phone line open. What happens and they call and I am not home or the line is busy? How much followup on this do they do? I was only awarded the NextCard Standard Visa for $1000 credit so it is not like I am any big time account. Thanks!