All, I am not sure if I really undersatand SOL in reference to collecting a debt. When the state list the time frame for accounts that would fall under the SOL, in that the state the the OC/CA resides or the state that me the consumer resides. Here is why; I have an old repossession on my credit report for a car that I had a while ago. This is how it is reported on my report. Honda Finance SVC Opened: 05/96 High Limit: $17770 Payment: N/A Closed: I9 3 times 90+ days past due Months Reviewd: 25 Closed By Consumer Charge Off: $5171 which they claim includes intrest Hist: 91111888111111111111111 Help if possible