I have been trying to get advise on this account, should I have this account deleted from my credit report it's old but still open but I don't use it. When I moved the account was transferred and they gave me a new account number and never closed this account. I was thinking of deleting it since the most owed amount is higher than the credit limit. And the creditor won't fix it. How will this affect my scores as shown below? Opened 01/1996 Balance $0 Most Owed $1400.00 Credit Limit $900.00 Never Late Revolving Account.
SCORE WISE...probably no big deal... If somebody looks at it with their EYES...IT IS BAD!!! $500 OVER-LIMIT
WHY NOT??? If it is like my AMEX BLUE...it might go...JUST SAY CREDIT LIMIT IS WRONG!!! But mine was showing N/A
Is this one of your older accounts? If so, I think it could possibly negatively affect your score by lowering the average age of your accounts.
