I sent a letter of dispute saying the same thing to Transunion and today in the mail I received a copy of my credit report from Transunion. No letter stating that they investigated this item or anything. I have a worthknowing version of my report from July and it just says Delinquent account but does not have anything written in the 30, 60 or 90+ days box. The report I got today still has the Ford account on it and it reads like this: Opened: 1991 Closed: 1995 Status as of 10/95: 30 days past due In prior 12 months from date closed never late What does that mean? Did they revise it or does the worthknowing report always leave out info?