Let me give you the respect you're due. I referred to the AmEx green as a "lower level" card, not "low level." Lower than other AmEx cards, not low as in subprime. Your AmEx green card is a glorious thing for you to have and for others to envy. I've been looking at AmEx cards myself, making plans for the far, far future. I agree with the emotions you anticipate from each AmEx card. Don't believe anyone who tells you there are no levels. There is obviously some limit (even if not "preset") to what Amex will approve, and it correlates closely with the type of card. Why? Because your income, spending, and payment habits help determine the type of card Amex will allow you to have.