I first sent "not mine" letters to the CRA's. Finally got back one from TU, and one from CSC (Equifax?). TU doesn't look bad at all. They did update the employment, and got the Cap 1 updated that it had been paid off. That leaves another CC that I recently paid in full, and I did that dispute online and shouldn't take long to correct. The main issue on this is a CA for a medical bill ($300). Do I send a validation letter to the CA? And in turn they should send it back to the OC. It is nearing the SOL, so I haven't decided if I want to work out a payment or just wait out the SOL (within a year). That takes care of TU. On CSC there is actually 3 CA (one being the same). So I do the same with that also? Ask them to validate? Thanks, Laura
1*got the Cap 1 updated that it had been paid off. 2*The main issue on this is a CA for a medical bill ($300). Do I send a validation letter to the CA? 3*And in turn they should send it back to the OC. 4*On CSC there is actually 3 CA (one being the same). 5*Do I Ask them to validate? wbutterfly ======================== 1*Is it noted as paid as agreed with no lates on your reports? 2*Yes 3*That or sell it to another CA.They could also just hold onto it and drop collection efforts. 4* 5*Yep! They never take it off the report when we make it right so why should we take it off the docket when they do?? ><- <>- ><- <> ~~~ ><- <>- ><- <> ><- <>- ><- <> ~~~ ><- <>- ><- <> From a preacher in California > >As some of you may know, one of my son's serves in the military. He is >still stateside, here in California. He called me yesterday to let me >know how warm and welcoming people were to him, and his troops, >everywhere he goes. Telling me how people shake their hands, and thank >them for being willing to serve, and fight, for not only our own freedoms >but so that others may have them also. > >But he also told me about an incident in the grocery store he stopped at >yesterday, on his way home from the base. He said that ahead of several >people in front of him stood a woman dressed in a burkha. He said when >she got to the cashier she loudly remarked about the U.S.flag lapel pin >the cashier wore on her smock.The cashier reached up and touched the pin, >and said yes, I always wear it. > >The woman in the burkha then asked the cashier when she was going to stop >bombing her countrymen, explaining that she was Iraqi. A gentleman >standing behind my son stepped forward, putting his arm around my son's >shoulders, and nodding towards my son, said in a calm and gentle voice to >the Iraqi woman: "Lady, hundreds of thousands of men and women like this >young man have fought and died so that you could stand here, in MY >country and accuse a check-out cashier of bombing your countrymen. It is >my belief that had you been this outspoken in YOUR OWN country we >wouldn't need to be there today. But, hey? if you have now learned how to >speak out so loudly and clearly , I'll gladly pay your way back to Iraq >so you can straighten out the mess you are obviously here to avoid." _______________________________