found some interesting stuff. We've talked a lot about suing the CRAs so this may come in handy for some of you. I'm afraid to cut and paste too much but there is a LOT of stuff here that pertains to some of our recent discussions. From Lexis: "According to the United States Court of Appeals for the Eighth Circuit, in order to make out a prima facie violation of 15 U.S.C.S. § 1681e(b), the Fair Credit Reporting Act, 15 U.S.C.S. § 1681 et seq., implicitly requires that a consumer must present evidence tending to show that a credit reporting agency prepared a report containing inaccurate information. If he fails to satisfy this initial burden, the consumer, as a matter of law, has not established a violation of § 1681e(b), and a court need not inquire further as to the reasonableness of the procedures adopted by the credit reporting agency. The Act, however, does not make reporting agencies strictly liable for all inaccuracies. The agency can escape liability if it establishes that an inaccurate report was generated by following reasonable procedures, which will be a jury question in the overwhelming majority of cases. Thus, prior to sending a § 1681e(b) claim to the jury, a credit reporting agency can usually prevail only if a court finds, as a matter of law, that a credit report was accurate. "
