I have a problem with the DOL on my Equifax report. The DOL has been changed from 01/97 to 12/03, but here is the kicker with the new DOL it is not showing that I am 120 days late like the DOL of 01/97. I am not sure what to do. Both reports have a zero balance. If I dispute the DOL folly then they might update the report to say about the lateness of my trade-line. Any suggestions on what to do?
If it has been illegally reaged, I would send a nutcase type letter to the OC. Is it paid? (I know you said -0- balance). Why don't you share some more details to develop a good plan of action?