I want to make absolutely sure that I am clear on DOLA... It is the date of last payment on the account? Or date of when the account went to collection?
I want to make absolutely sure that I am clear on DOLA.. 1*It is the date of last payment on the account? Or 2*date of when the account went to collection? cre8ivegrl ============= 1*Better hope it's #1 because if it's 2 The account could be reported way over 7 years. THE END ** *** ** LB 59 PS: Keep this in mind about DOLA: Date Of Last Activity means your activity not the creditors or CAs activity. H*T*H*
Yes, it helps greatly... in watching for violations on my collection from the attorney (other than the fact that it's being reported twice) I noticed today that DOLA is 01/00. I am most certain that I never made another payment after 01/99 when she refused to make right her mistakes. However, I remember the atty contacted me in 2000 by letter and offered a settlement. I took it into consideration but I don't think I responded. I can't remember now. If I did it would have been by phone to clarify her offer. But again I think I was already sure I wasn't going to pay her a dime, so I don't think I responded at all. If I did would that change the Dola? What is the violation for reaging accounts?
Shelley, You're approaching a semi-complex subject, although not completely out of the realm of understanding. Try a search under "DLA", (NOT dola) with me as the author. Let me know if that helps.
If I did would that change the Dola? What is the violation for reaging accounts? cre8ivegrl ================ No. $1000.oo