"A SUMMARY OF YOUR RIGHTS UNDER THE FAIR CREDIT REPORTING ACT You can dispute inaccurate items with the source of that information. If you tell anyone, such as a creditor who reports to a CRA, that you dispute an item, they may not then report the information to a CRA without including a notice of your dispute. In addition, once you've notified the source of the error in writing it may not continue to report the information if it is, in fact, an error. " Yet another source telling us something contrary to what we believe. The above seems to suggest that, even after a dispute is filed with a Data Furnisher who has not yet reported the derog to the CRA, they may report it as long as they include the "in dispute" notation.
"Our extensive public record data is used by credit bureaus, tenant-screening agencies, mail houses, and other businesses to make smarter decisions and manage risk." -- http://www.dolaninformation.com/hogan.cfm Has anybody ever seen the names Dolan or Hogan on a credit report as the source of data?