Dollar Rent-a-Car Ran a Hard Inq.

Discussion in 'Credit Talk' started by kickman, Jan 15, 2004.

  1. sam

    sam Well-Known Member

    Re: Re: No PP then demand removal

    go rent JACKASS THE MOVIE. Watch the rental car part. You will understand.

    A friend of mine rents cars like neons, for the weekend, straps on the 100-150 of nitrous (+100 to +150 horsepower) and has a 200-300hp neon for $14 a day to drag race.

    It's pretty cool to watch a neon smoke the pants off a corvette.

    Sure the car might be smoking (burnt pistons/rings) after the night, sometimes its broken (tow it a few miles down the road) but thats what the $25 insurance is for.

    DUNNO WHY THE CAR IS SMOKING AND THERES NO 2ND GEAR ANY MORE MUST BE A POS AMERICAN CAR.

    He's known as the "RENT A CAR" Racer. lol.

    i jest you not.
     
  2. aikidokap

    aikidokap Well-Known Member

    Re: Re: Re: No PP then demand removal

    You people are missing the point. They are trying to guard against the risk of losing/damage to the CAR, not risk of losing your darn rental fee!

    They are either predicating their risk assessment UPON the risk assessment done by any valid credit card that is already issued, OR their risk assessments show that people who HAVE regular credit cards are shown to have lower risk statistically OR there must be some additional legal avenue that is available to them IF you use a regular credit card. It's GOT to be one of those three reasons.

    Think about it...it COSTS them extra to run the inquiry...if nothing else just in time. And the policy ALIENATES some customers. There is a business reason for it....

    For Kickman...I thought in your original post, you mentioned initialing on the contract for extra gas/returning with it full and the damage collision waiver. In every rental I've ever done, this IS the contract...with print on the back and all. Was this not the case?

    I too have had car rentals arranged by insurance co.s, auto repair places even my car dealer. In all, they simply had a BILLING arrangement in place, but the SECURITY arrangement was up to the renter.

    aiki
     
  3. aikidokap

    aikidokap Well-Known Member

    Re: Re: Dollar Rent-a-Car Ran a Hard Inq.

    This is the execution of the contract. Notice you use the word WAIVING...a contractual legal term.
     
  4. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: No PP then demand removal

    "IF" THEY ARE SO WORRIED ABOUT "RISK" IN LOSING THE CAR...THEY BETTER CHANGE BUSINESS LINES

    How many cars do they lose???
    20 or 30 a day???
    or is it 5 or 10 a year???
    or is it 1 or 2 a year???
     
  5. gottago

    gottago Well-Known Member

    Re: Re: Re: Re: Re: No PP then demand removal

    They're obviously not worried about losing their cars to people who show responsibility with credit.

    Who can blame them for being reluctant to rent a car to someone without a credit card? They are in the business of making money, not taking unnecessary risk. If someone cannot qualify for a credit card, they obviously have financial issues that make them a higher risk to do business with.

    The solution is obvious. Use a credit card to rent a car. If you don't have a credit card, have someone else rent the car, or go without until you can get a CC.

    P.S. Is your caps lock key broken?


    Further reading---
    __________________________________________________

    When James Glave arrived at Oakland International Airport and went to retrieve the rental car he had reserved over the Internet, he was dismayed to learn that the agency not only required his driver's license and payment information, but also his thumbprint.

    The New Mexico-based magazine editor said he found out about the requirement when he walked up to the Dollar Rent A Car counter and noticed a display featuring a drawing of a big thumb making the A-OK sign with the words "Thumbs Up!" printed on it.



    When he refused to fork over his digit, the employee refused to rent him a car.

    Glave, a former reporter and editor at Wired News, had unwittingly walked into Dollar's biometric experiment, which is being conducted at the agency's outposts in 13 airports across the country.

    "It's all about asset control," Jim Senese, Dollar's vice president of quality assurance, said.

    The vehicle rental industry is plagued by theft and credit card fraud, which often go hand in hand: Fake or stolen IDs and credit cards are used to rent vehicles, which are never returned.

    U-Haul has been thumbprinting clients in areas with high theft rates since the early 90s, said company spokeswoman Jennifer Flachman, who added that the prints are destroyed at the customer's request when the equipment is returned.

    At Dollar, the rental agreement forms -- and thumbprints -- are stored at the company's corporate headquarters in Tulsa, Oklahoma, for seven years before they are trashed.

    Senese said the system would benefit customers by keeping rental prices down. The month-long pilot program, which concludes Dec. 1, has successfully reduced fraud and theft at the test locations, Senese said. He refused to divulge the particulars of the test, which had been scheduled for rollout this month before the Sept. 11 attacks.

    Deterrence is a key feature of the system, he said.

    "If someone has a bad intention, they're going to go somewhere else," Senese said. "It's kind of like being the one store in the mall that drug-tests new applicants -- people won't try to get work there if they have a drug problem."

    He was surprised to learn of Glave's reaction to the program, saying that thousands of Dollar customers have been thumbprinted in past weeks and the company has received few complaints.

    Privacy advocates say that the burgeoning use of biometric data -- including face and finger scans -- by government and corporations is poorly regulated and worry that information could be used to track and monitor citizens.

    "It's important not to be blindsided by these things," said Lauren Weinstein, the moderator of the Privacy Forum.

    In the climate of fear following the Sept. 11 attack, the public has been more willing to forfeit privacy for the promise of greater security, without considering the long-term consequences, Weinstein said.

    "How would you feel if you went to the grocery store, and you went to sign a check and they demanded a thumbprint?" Weinstein said. "Ten years from now they'll be demanding your DNA."

    The Dollar pilot program has been rolled out in the following airports: Philadelphia International, Ronald Reagan Washington National, Hartsfield Atlanta International Airport, Chicago Midway, Detroit Metro, Baltimore/Washington International, Dallas Love Field, William P. Hobby Airport in Houston, San Diego International, Los Angeles International, San Francisco International, Denver International and Oakland International.

    "I don't think companies have any role collecting biometric data," Glave said. "It takes us into a surveillance society that is profoundly disturbing. What's next? Am I going to have to be fingerprinted when I check into a hotel in case I trash my room?"

    "The only print of mine Dollar is going to get is the front side of my middle finger," Glave said.
     
  6. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Re: No PP then demand removal

    P.S. Is your caps lock key broken?

    WHAT??????????????????????????
     
  7. gottago

    gottago Well-Known Member

    Re: Re: Re: No PP then demand removal


    You think this is funny?

    Somone out there ends up buying this car from the rental company. Maybe it is a single mom who needs dependable transporation.

    :(
     
  8. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: No PP then demand removal

    TAKE A CHILL PILL

    It was a movie

    RENTAL CAR---CAVEAT EMPTOR

    ANY USED CAR FOR A MATTER OF FACT

    Have it inspected
     
  9. gottago

    gottago Well-Known Member

    Re: Re: Re: Re: Re: No PP then demand removal

    You may want to re-read his post.

    He has a friend who does it, or so he claims.

    It's not funny, it's not acceptable, and it's not something to take lightly.

    People who do things like this endanger innocent people on the highway, they increase our insurance reates, they clog up the courts, and they generally make life miserable for those who have to pay for their stupidity.

    Would you like me to post a few news articles which show innocent children who have been killed by street racers? Would you like to tell their parents to take a chill pill?

    You are a very anti-corportation person, George. Too bad you don't direct some of that frustration toward the people who cause corporations to act in a preemptive manner.
     
  10. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Re: Re: No PP then demand removal

    **YOU DON'T EVEN KNOW ME...75 POSTS

    I am part owner of the LARGEST RETAIL COMPANY IN THE WORLD
     
  11. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Dollar Rent-a-Car Ran a Hard Inq.

    So you are saying that "IF" you could apply for like 10 or 20 or 80 credit cards in ONE DAY or ONE WEEK...AT SOME POINT IN TIME...YOU WOULD TOTALLY STOP LOSING POINTS FOR EACH INQUIRY???
     
  12. rthomas

    rthomas Member

    Re: Re: Dollar Rent-a-Car Ran a Hard Inq.

    I have a situation similar to kickman. I rented a rental for the holidays and my rental was for a 2 week period. I rented through Thrifty, where I noticed at the time of the rental I was provided a car from Dollar (joint agreement I suppose).

    I provided Thrifty with a DC for the transaction, where the amount, plus 10% was put on hold with my bank.

    The car was rented on the 23rd of Dec. and while on break, I was notified by equifax that a hard query was made on the 25th, two days after I already had the car. What purpose is this?

    Furthermore, after reading this thread and reviewing the contract (which by the way, only was one sided) there was NO mention of a credit inquiry. Then I read through the lil wrapper they put the contact in, and notice the following clause:

    8B. "...I also consent, if I fail to return the Car when due, to allow You to obtain any credit information on Me from any credit agencies You want to contact."

    The hard inquiry is from Dollar Rent-A-Car.

    Most banks don't keep holds longer than a 7 day period, and sure enough after 7 days the hold was dropped, which could have been ugly if I had spent the money, not knowing it wasn't on hold anymore.

    But regardless, the point I'm making here is aikidokap, while I agree with your logic, it doesn't apply in this case and I'm pretty sure kickman's as well. I have a right to pursue the $1,000 PP and I do believe I will.

    rthomas
     
  13. gottago

    gottago Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: No PP then demand removal

    It's not the quantity of the posts, it's the quality that counts. Yelling "sock drawer it" every ten minutes appears to be your forte.

    Someday, if you're unfortunate enough to lose someone to a reckless driver, maybe you'll rethink your opinion on the previous subject..
     
  14. cinderella

    cinderella Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: No PP t

    I hate Experian!
     
  15. gottago

    gottago Well-Known Member

    Re: Re: Re: Dollar Rent-a-Car Ran a Hard Inq.


    From Thrifty's website:

    Debit Cards: Thrifty will perform a credit inquiry on customers presenting a debit card as a form of payment at the time of rental.

    The credit inquiry is posted on the customer's credit report and may have an effect on the customer's credit evaluation. In the event a customer's credit does not meet the minimum required by Thrifty, the customer will
    not be allowed to rent or provide another form of payment.
     
  16. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: Re: No PP then demand removal

    WHAT-EVER.....
     
  17. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Re: Re: Re: Re: No PP then demand removal

    FILE ON THEM FOR NO PP

    $1,000
     
  18. rthomas

    rthomas Member

    Re: Re: Re: Re: Dollar Rent-a-Car Ran a Hard Inq.

    What good does it do a customer to review the "terms and conditions" and/or faq on a website, when the contract and information provided at the time of the rental clearly reflect something else? Had I rented through the site, then maybe I would say..."Oh yeah, I read that"...but since I walked up to a counter at an airport and rented a car, I expect the terms to be outlined in the contract I'm signing.

    Furthermore, the inquiry in this particular situation was run the day after the car was rented. So can I not rent it while I'm driving it?

    Don't quote just to satisfy a point....look at the circumstances and make an educated response. In regards to the situation I provided, a quote from a website doesn't suffice.

    rthomas
     
  19. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Dollar Rent-a-Car Ran a Hard Inq.

    Even "IF" the fine print said they could do a "HARD"...wouldn't it be a GOOD IDEA if they said it VERBALLY???

    AND HAD A SIGN POSTED???

    "Before I ask you your name and address...YOU DO REALIZE THAT I WILL RUN A CREDIT REPORT BECAUSE YOU ARE USING A DEBIT CARD...DO YOU UNDERSTAND"???
     
  20. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Dollar Rent-a-Car Ran a Hard Inq.

    gottago I PUT YOU ON [IGNORE]

    You can do the same
     

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