Don"t Hate Me!

Discussion in 'Credit Talk' started by Mark LA, Oct 2, 2002.

  1. DemPooches

    DemPooches Well-Known Member

    EQ was 693 no derogs, no lates, 3 existing inqs around 25% utilization.

    DemPooches
     
  2. Mark LA

    Mark LA Well-Known Member

    Dem-
    that seems fine - who knows what their deal is with that?
    mine was 738 - 15% utitlization with 2 inquiries within the last 6 months
    in any case - good you sent the stuff in - they seem nice on the phone - small operation - kind of like Generations bank - however I believe they're a credit union.
    Got their card in the mail yesterday by the way - and - not that it matters - it's a nice looking card :)
     
  3. DemPooches

    DemPooches Well-Known Member

    I do hope everything is going to go nicely with it.

    We're doing as you posted about earlier...trying to get the most CLs possible so that we won't have to completely max out the cards and trash our scores completely to keep everything rolling nicely through 4th quarter.

    This could be a helpful little addition to the mix.

    We'll post on how things turn out.

    DemPooches
     
  4. CardKid

    CardKid Well-Known Member

    I applied, got a call, and received approval. They asked, "How much do you want?" I didn't know. So, I said "Give me Five Grand." They asked for POI (proof of income), two references, and my mother's maiden name. I faxed it right away.

    They're sending some docs to sign. When I return them, the card should follow in a few weeks. Is this the Gold or Platinum at the 5k level? I forgot to ask.

    CardKid
     
  5. GEORGE

    GEORGE Well-Known Member

    What company???
     
  6. kevinw01

    kevinw01 Well-Known Member

    Hello MarkLA,

    Congrats to you! did you get the gold or platinum card I got the gold card is a cool looking gold card very cool looking design.... and yes they are very nice people.... they originally approve me only for a regular card but I talk to a very nice rep and she saids let me see what we can do here and she saids okay I can give you a gold card and a $5000 cr line 11.95% apr... I said okay....

    Thx,

    Kev
     
  7. Mark LA

    Mark LA Well-Known Member

    atlantic coast federal

    www.acfederal.com
     
  8. Mark LA

    Mark LA Well-Known Member

    Hey Kev
    How're you doin?
    Sorry i haven't emailed - but at some point we will meet up - neighbor :)
    congrats on the gold.
    i got the platinum - only because my eq score was fairly high when i applied (it's gone down since then)
    they seem to be a nice company btw.
     
  9. CardKid

    CardKid Well-Known Member

    = BUMP =
     
  10. Mark LA

    Mark LA Well-Known Member

    ck
    I think that's their Gold.
     
  11. CardKid

    CardKid Well-Known Member

    Thanks.

    CK
     

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