Donna, Union Plus MC came today, Its not a Platinum, but it is 5K and its got our brotherhood emblem on it. APR is 16.49 Variable, so it could go lower. Also, no annual fee. This is quite an accomplishment for my husband. Last January he only had one Cap 1 classic card with a limit of $300. Yippie!!!!
The Union Plus card your husband got is much better than mine. I don't have an annual fee either but the interest rate is a bit higher and my limit is a lot lower. So far, I'm happy with the customer service and, wonder of wonders, I can actually navigate successfully through their web site. I like that. It's nice to be able to review my account information.