Set all of your Due Dates for the 25 Th. of the Mo. Mail your payments on the first day of the month.
I mail my bills out the day following receipt a lot of times... I GOT A LATE FEE!!! They said it was a COMPUTER MISTAKE!!! SURE!!! It had got charged to my checking account two weeks before they said they got it...
no offense meant...I was just being a little impish You have a point, but I'm one of those who pay the bills as soon as I receive them.
Computer mistake?? Computers are only as good as the info imput into them...by humans! LOL I mailed one of my payments within a couple days of receipt and that was two weeks before the due date and got slapped with a late charge! I mailed it from the post office and this was several months before the anthrax problems. The creditor blamed it on the mail, thus beyond their control. I said "I think not!" and got the account credited.
I write on the statement the EXACT DATE, CHECK #, AND AMOUNT PAID...(not that that prevents them from saying you were late)...BUT when the bank statement PROVES them WRONG, then they get to say "COMPUTER ERROR"...
I make must of my payments electronically. The money gets there quickly and is usually available for the next teaser rate offer, just made a $9,060 payment to First Union so I could use the entire line for a teaser. www.creditsense.com
The problem with paying on receipt is doing so drastically cuts your lead time between date mailed and date due.If anything goes wrong you have less chance to make corrections than you do if you pay like I suggested. The suggestion I made does not depend on when you get the bill.That is the beauty of my system.
The snide off topic remarks don't help any. Some folks don't know a helpful tip when they see it ,seems they think it's enterainment!
And what kind of twisted thinking caused you to say this??????????????????????????????????? ?????????????????????????????????????? ?????????????????????????????????????? ???????????????????????????????????????????
One of the problems with paying before you receive your statement is that sending in payment without the statement stub can 'delay posting of your payment' (this is often printed somewhere on the statement). For one card that I'm trying to pay off quickly, I got ahead. I sent in one payment before I got the statement. Now every time I get a statement, I've already made the payment for that month. So I save the statement stub and use it for the next month's payment. This way, I can make my payments before I get the current statement, yet still include a statement stub (FYI, I also cross off the due date and balance info on the statement stub before I send it in, because it is no longer current.) Coincidentally, I send out all my bills, including this one on the first and the due date for this particular card is the 25th. -ingenue
