BK - two years discharged. Scores around 620. Already have Cap1, Orchard, Exxon & Dillards. Looking for JCPenny, Circuit City and/or Aspire Visa. My instant gratification isn't buying a candy bar at the check out lane. It's applying for and getting approved for credit after my BK. I told myself I wasn't going to apply for anything until February but I'm getting the itch. Just looking for support here. It's Friday. Don't plan on actually buying anything with the cards but want the credit lines.