I've noticed several people make statements like, "My scores are good, but I have too many inquiries", or, "My scores are good, but my length of credit history is too short." Doesn't the score itself already factor in "length of credit history" and inquiries? In other words, wouldn't a good score probably mean you DON'T have too many inquiries or too short a history? If I'm missing something, please let me know. Thanks, Scrivener
"My scores are good, but I have too many inquiries" Even if you have a good score, if you have say 5 inquires in the last 6 months, you probably won't be able to get another credit card because of the number of inquires. Yes certainly the factors you mentioned are part of a FICO credit score. http://www.myfico.com/MyFICO/CreditCentral/ScoreConsiders/FICOFactors.htm