I haven't been posting much lately... although I have still been reading daily. Working lots of overtime. Anyway.... I just want to tell everyone - don't get discouraged. I started my credit repair quest in December and already I have had 9 derogs/charge-offs removed from my three reports. (9 off each one, so I guess it is 27!) My scores have gone up significantly. There are days when I don't even want to think about sitting down and going through all my paperwork and stuff - so I don't. I just wait a day or two and then I get back into it. So... to anyone who even THINKS about quitting - DON'T! The credit reports are not gonna fix themselves, I promise! And the credit reporting agencies prey on those who sadly don't have the know-how to help themselves. Before I found CreditNet, I thought I was stuck waiting out seven years of bad credit, but now that I know the rules, they are playing MY game. Good luck to all of you and THANKS to everyone who has helped me along the way. I owe my success to all of you. God bless!
