double checking strategy - Experian

Discussion in 'Credit Talk' started by mcen0012, Feb 1, 2002.

  1. mcen0012

    mcen0012 Well-Known Member

    Hey gang,

    I've been lurking and reading and requesting my credit reports. I appreciate all of the good info on here.

    I recently dipped my toe in the water by beginning some online disputes. Although I haven't heard anything official yet I was online at Experian and one of my disputes has switched from "Pending" to "Remains." I'm assuming this means that the CRA has "verified" the debt. Since this one is a $55 charge for some bizarro thing that was last reported in 1997, I figured it would easily fall away. Oh, well.

    I'm thinking my next steps are to:

    1) Send a request via CRRR to the CRA asking that they tell me exactly how they verified this tired old thing.

    2) At the same time I plan on sending a validation letter to the CA via CRRR asking that they prove this $55 is mine.

    3) Lastly I'll be on the lookout for the CA to get interested in me again and send them a cease & desist letter via CRRR.

    Does this sound like a valid plan? I have read a million posts but I need to lay it all out like giant flowchart to make sense of it all.

    Thanks for you input

    Tom
     
  2. breeze

    breeze Well-Known Member

    That's it!
     
  3. mcen0012

    mcen0012 Well-Known Member

    Thanks for the input, Breeze.
     

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