I am looking at my credit repot and see a charge off of a certain amoutn and then listed later I see the same amout listed by a collection agency as a opened account two years after the Original account. I guess my question is can there be two entries on my report for the same thing. Also how can I prove when the last pament was made(the date). in the report they have a date I know cant be true. This is a relvoling account and the last payment that I know of was in 2002. thanks for any help Haz
Yes, it can be reported twice. However, the debt purchaser "legally" must report the date of status as the date upon which the account went 30 days past due and was never again brought current. This never happens but, it is what you need to contest.
