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Double Reporting Question

Discussion in 'Credit Talk' started by dimples1, May 3, 2005.

  1. May 3, 2005 #1
    dimples1

    dimples1 Well-Known Member

    I have a couple of charges off...They are being reported by the OC and the CA and it look as it is more than one account? Is this legal and if it is NOT, please tell me how I can get the CRA to remove this info...Thanks in advance!
     
  3. May 3, 2005 #2
    pd11604

    pd11604 Well-Known Member

    as long as the OC TL states 0$ balance and account charged off / sold it is legal for them to list the information for the 7.5 year reporting period
     
  4. May 3, 2005 #3
    dimples1

    dimples1 Well-Known Member

    Ok so they can report the account and the CA can too? That is wild!
     
  5. May 3, 2005 #4
    pd11604

    pd11604 Well-Known Member

    As long as the OC reports the account with 0$ balance and charged off / closed, they can
     
  6. May 3, 2005 #5
    dacoldest

    dacoldest Well-Known Member

    No that is not true. That is a duplicate the oc and the orginal tradeline can not legally be on your report you do not owe the same account 2xs. Dispute both as duplicate 1 or 2 thing will happen the orignal will fall off on in my case I had both accounts fall off lol.
     
  7. May 3, 2005 #6
    pd11604

    pd11604 Well-Known Member

    as long as the oc shows account closed / 0$ balance they may remain on your CR for the 7.5 year reporting period, the CA may also insert their TL for the account
     
  8. May 3, 2005 #7
    keller2

    keller2 Member

    If "both" are showing balances. . .best way to handle for outcome in your favor?
     

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