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Discussion in 'Credit Talk' started by K.L. Auer, Apr 13, 2000.
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k.l. what company are you referring to.
To calculate the Annual Percentage Rate from a daily percentage rate, you MULTIPLY the DPR by 365. Bear in mind when you do this that the daily percentage rate (for a 9.9%APR as an example) will look something like: "0.02712%". If you are using a hand calculator remember that percentage (%) moves the decimal point two places to the LEFT. You would enter '0.0002712' as the DPR factor then multiply by 365 and you get '0.098988' which rounds to 9.9%.
It would be interesting to know who this creditor is as all offers of credit are now required to contain the "Schumer Box" which states the specific terms of the offer, including the interest rate as expressed as an Annual Percentage Rate, among other things like the grace period and any fees associated with the proposed account.
Thanks that is helpful
I think I just got confused reading all that fine print
I don't trust Credit card companies very much and am just trying to make sure I don't get suckered in because I did not understanding something.