Hi all, I sold my house (FHA loan, purchased in 2016) to purchase a new one early this year. While my credit score was not decent (600-610 across the board, mortgage scores also 600 across the board), I have a crappy missed payment history on my previous mortgage (not gonna get into the details lol). Tons of missed/late payments, and my mortgage is currently under a loan modification (can’t seem to get the comment removed from my reports smh). I have missed payment over a year, and by the time I apply it will be at least 18 months of late payments. I also had 5 straight 30-days lates on my old car note during Covid (over 2 years ago). I have had some really old charges off CC account for 3 months now. All this became a hindrance to me because I was unable to get approved when I applied for a new home earlier this year. BIG THANKS to PINNACLE CREDIT SPECIALIST who gave me a decent credit score (800-811 across board) and also gave me a clean credit report, all late payments and charge off has been removed permanently within 6 days. I don’t write reviews, but my joy of writing this is that I’ve been approved of my DREAM HOME. PINNACLE CREDIT SPECIALIST is awesome, they’re the best I’ve ever come across with. Contact them ON EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM / You can also get them on +1 (323) 406 1225.