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Discussion in 'Credit Talk' started by JRR, Sep 29, 2003.
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I believe DriveTime is more on the lines (if not another name for) Ugly Duckling...or KARSYES. They charge outrageous interest rates on cars which aren't worthy. I would read all the fine print............and utilize CARFAX.
Also, the BBB does not give them a satisfactory rating....they do not answer complaints.
Check out the BBB results: http://www.tucson.bbb.org/commonreport.html?compid=2249
Drive Time is the new name for Ugly Dickling. They are all over www.ripoffreports.com
and it isn't complimentary.
Thanks for the info...maybe I will reconsider!
May be a wise decision in the long run......
Seek other options........
I know someone that's a manager at one of their stores. The company charges you 3x, or higher, the value of the car and interest rate typically starts at 29.9 percent. They're really a finance company that uses cars to make loans.
I'm a GM at a traditional dealership. I suggest that if you cannot get financed for an auto through a traditional dealership or your credit union, don't go to a buy-here-pay-here type outfit. Save a little money and buy a good used auto from eBay or from someone advertising a car in the local paper. I prefer eBay because you can really find cars for true wholesale.
I saw a 2001 Kia Rio, with low miles and in excellent condition, go for only $3100. If that's too costly for you, consider your needs first and get an older model (IE. 1994 Ford Taurus or 1998 Neon). You can get what you want down the road.
That Neon sounds great! I had a 95 Neon until I totaled it with 223K miles on it. Ran like a champ!
We have always financed our cars through our CU. We've been with them for a while, and even when DH's scores weren't high, they always offered us good rates.
I don't know if this is true for everyone, but we were told by our CU that they look more at our history with them rather than at FICO scores.
Of course, when financing through a CU there's always the added bonus of driving some car dealerships nuts, hehe.
I financed through my credit union as well. Most of them do pay attention to more than scores. I had to provide proof of income and I explained a lot of things, go approved at 4.5%.
Sure, bringing your own financing drives us nuts, but it's nothing like the customer who paid cash - all in pennies. $25,000 in pennies.
Yeah, it was the same with us. They asked some questions, wanted proof of income, accepted our explanation on our then still existing time share problem and boom, we got approved at the same rate as you.
How about charging a new Beemer to your AmEx Plat?