I purchased a house a 1 1/2 year ago. I had to do some credit repair to get a good interest rate. In doing this I settled some account, so they would list as paid. The 7 years SOL is this year. The question is, will the 1997 accounts drop because of the SOL, or will they remain another 7 years since I paid on them.
The date should be when you first went late plus 180 days. The 180 days is optional. You should be able to get that info if you call the CRA's.