Dumb Eloan question

Discussion in 'Credit Talk' started by dfwgt, Mar 21, 2002.

  1. dfwgt

    dfwgt Well-Known Member

    Now I'm really curious.

    I disputed two inquiries from 6/2000 on TU - both were deleted. Score goes up from 736 to 743 :)

    So I scatter to Eloan hoping that my 659 score will jump as well. Log in and what do I get...658!

    #1 Reason for low score: In the past 2 years I have missed payment 22 times...well, I was extremely late on Sears back in 1999, last derog was in Jan 2000. On my TU report Sears doesn't even show up (But it does on EXP, hence the diffence in the scores).

    Even if Sears did show up, the last late was 2 years 2 months ago.

    So does Eloan only pull from TU??? If so, wonder why they would have an item that doesn't even appear on TU's reports.

    Only reason I care about this is because I'm the only idiot with an Eloan score lower than TU...
     
  2. Kelly

    Kelly Well-Known Member

    I don't have an anwer for you.

    Just wanted to let you know that my eloan score is lower than my TU score

    eloan 661
    TU 697
     
  3. LKH

    LKH Well-Known Member

    They used to pull only from TU. To find out for sure, go back to your Eloan score page and click on "get your free report". When the next page opens, in small print it says "your score was derived from info taken from your xxx report. Your credit report will come from xxx.
     

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