dumb question...i'm sure

Discussion in 'Credit Talk' started by Laura, Jan 18, 2001.

  1. Laura

    Laura Guest

    I know I could you the search thread, but actually I don't know what I would type in to find the answer or question. How long does good credit stay on your report? If I have old accounts (mortgage, cars etc) that are paid off with 0 balance and no late pays? Thanks

    GEORGE Well-Known Member

    7 years.
  3. sam

    sam Well-Known Member

    i think some goods are 10 years :)
  4. Momof3

    Momof3 Well-Known Member

    That what I thought, good can remain for 10 years, it's those darn baddies than stay for 7.


    GEORGE Well-Known Member


    Date of statis 8-96

    This account is scheduled to continue on record until 8-2003

    7 YEARS...
  6. Kelly

    Kelly Well-Known Member

    According to the stuff sent with my reports negatives stay for 7 positives stay for 10. I have at least one positive that I can think of right now that is 9 years old
    still on my report Thank you Lazarus

  7. jamie

    jamie Well-Known Member

    You can request that good information stay on longer than the 7 years.
  8. roni

    roni Well-Known Member

    george they are right.

    Good items can stay on indefinitely. I was told this by equifax. They however usually leave it on for 10 years. Experian said they leave it on 10 years also. But they dont have to remove it.


    GEORGE Well-Known Member

    RE: george they are right.

    I just copied what was on the EXPERIAN credit report.

    I don't think that there is a GOOD reason to DUMP ANY GOOD INFORMATION FOR 50 YEARS...
    unless your report is 50 pages long...
  10. Alwilda Sm

    Alwilda Sm Guest

    What, just send them a request and they'll do it? What if it has already disappeared, will they reinstate it?

    -Alwilda Smith
  11. jamie

    jamie Well-Known Member

    I believe that is true.
  12. John S

    John S Guest

    Sam is right, George is wrong.

    Good trade lines stay on 10 years (after they are closed); open accounts, of course, are always on there, then 10 years after they close. Derog trade lines, collections, etc., drop after 7 years from ODD.
  13. roni

    roni Well-Known Member

    RE: george they are right.

    Well my report is too long. Did you read my post from earlier. Equifax said they can't put my credit report online anymore b/c it is too long and refunded my money. Dang. That is a trip. I think they should delete some of the negatives in that case. Lol.

  14. GEORGE

    GEORGE Well-Known Member

    SORRY...I copied it off the credit report I have...ARE THEY LYING ON THE REPORT ABOUT 7 YEARS???

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