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Discussion in 'Credit Talk' started by Laura, Jan 18, 2001.
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i think some goods are 10 years
That what I thought, good can remain for 10 years, it's those darn baddies than stay for 7.
EXPERIAN...FIRST USA BANK
Date of statis 8-96
This account is scheduled to continue on record until 8-2003
According to the stuff sent with my reports negatives stay for 7 positives stay for 10. I have at least one positive that I can think of right now that is 9 years old
still on my report Thank you Lazarus
You can request that good information stay on longer than the 7 years.
george they are right.
Good items can stay on indefinitely. I was told this by equifax. They however usually leave it on for 10 years. Experian said they leave it on 10 years also. But they dont have to remove it.
RE: george they are right.
I just copied what was on the EXPERIAN credit report.
I don't think that there is a GOOD reason to DUMP ANY GOOD INFORMATION FOR 50 YEARS...
unless your report is 50 pages long...
What, just send them a request and they'll do it? What if it has already disappeared, will they reinstate it?
I believe that is true.
Sam is right, George is wrong.
Good trade lines stay on 10 years (after they are closed); open accounts, of course, are always on there, then 10 years after they close. Derog trade lines, collections, etc., drop after 7 years from ODD.
RE: george they are right.
Well my report is too long. Did you read my post from earlier. Equifax said they can't put my credit report online anymore b/c it is too long and refunded my money. Dang. That is a trip. I think they should delete some of the negatives in that case. Lol.
SORRY...I copied it off the credit report I have...ARE THEY LYING ON THE REPORT ABOUT 7 YEARS???