My TU CR has several duplicate listings from the OC and the CA (usually a greater amount due to penalities and interest). Which should I dispute the OC or the more recent CA listing.
You can dispute both and you want them both removed, right? Have you requested validation from the CA? Generally, a CA is Not allowed to add collection fees to a debt. If it were me, I'd dispute the OC first, demand validation from the CA, then dispute the CA listing (on the CRA) during the validation period. Check the FAQ and sample letters, keep reading here and you'll get a feel for it. Good luck !!