I have a Debt from First Premier Bank that went 120 days Past Due in 9/02. The debt is now showing up on my Credit as ASSET ACCEPTANCE opened 4/06. They are currently reporting negatively on my Report and I would like them to stop or have them removed... In my state SOL is 4 years should I send SOL letter or try DV? The original Debt is over 4 years old now... (I have not had any correspondence with them ever) Thanks in advance for any help.
SOL for suit is different than the SOL for reporting, which is 7 years. Was First Premier charged off?
That makes sense... FIRST PREMIER BANK Account Number: 517800704556XXXX Acct Type: Credit Card - Revolving Terms Acct Status: Closed Monthly Payment: Date Open: 2/1/2002 Balance: Terms: Revolving High Balance: Limit: $350.00 Past Due: Payment Status: Account transferred to another office Comments: Transferred to another lender or claim purchased Its only up to $750 with CA I would pay it if it would help, I just want to do whats best to improve my 620 score...