I have a question on something related to another post I read. I received papers that I was being sued by a CA on around June 19, 2011 and I responded with the standard verification request to both the court and the CA via certified mail within the 35 days they had allotted me in the court papers. I mailed it on July 21, 2011 and it was posted by the court and it was delivered to the CA as I verified with the postal service. On the court records which can be checked online the CA sent in a request to the court as to my military status on August 8, 2011 and an amended petition for indebtedness on September 19, 2011. I did not receive a certified response to my request for verification until September 29, 2011. Since they kept the court case active, but did not respond to my request to verification in the 30 day timeframe allotted in the FDCPA are they in violation?
You may have had 35 days to respond to the summons and avoid a default judgment, but the DV letter needed to be sent to the CA within the 30-day limit per the FDCPA. When did you receive notice of your DV rights? If you received it along with the initial communication and didn't send your DV letter within the 30-day limit, then the CA has no obligation to respond or stop collection activities.
