I sent Dv letter to a CA on march 7 they signed for it on march 10th.i checked my TU report on march 23 it is not listed as disputed. i checked my equifax report today it is listed as disputed. when i checked privacy guard it shows disputed with all 3 CRA that was april 11th. whats the time frame here after they receive my DV letter. when are they suppose to list it as disputed and how long?
which of the sample letters do i use? would i be disputing or prove it or remove it? which one would be best for a CA TL on my report Also what is a factory company account? thats whats listed on the TL from the CA
shouldnt it be listed as credit card? not a factory company account? aslo if i am reading my credit report corect i think they reaged it also account ###balance 0 date updated 02/05 high balance$1,885 credit limit$2000 past due 0 pay status charged off as bad debt account type revolving account responsibilty individual account date opened 08/03 date closed 01/2005 date paid 05/2004 loan type credit card remarks purchased by another lender date of removal 04/2011 CA account number same as above balance $2.701 date updated 03/2005 high balance $2,701 collateral 12 bofa past due $2,701 pay status collection account account type open account responsibilty indiviual account date opend 02/2005 loan type factory company account date of removel 02/2012 is this reaged or not??
Re: Re: DV question factoring company --> just a fancy way of saying they are a junk debt buyer / collection agency seems like the date you went delinquent is 5/2004 therefore 4/2011 seems correct for length of time the OC can list your account As far as the CA account, they are correct in the way they listed the info, since they received the account in 2/2005, there is nothing untrue in what they list Their date of removal is wrong since the negative information must come off by 4/2011
