So I sent a DV letter to MCM about a particular account that showed up on my credit report. I never got a letter for it but they never had my address either. Either way, when I saw it, I sent a DV. That was in mid July. I then disputed this account with the credit bureau and haven't gotten a response yet - but either way - I just got another bill for this account, as if they never received my DV or won't acknowledge it. I'll know for sure when the credit report comes back. What should I do??? Just wait for the credit agency or write MCM back??? Any advice is absolutely appreciated!!!!! dbaby91
They must stop collections and request validation of the debt. That letter they sent you better be a dunn letter letting you know your rights and not demanding payment.