We just noticed they pull Experian in Texas and that report is CLEAN for my mother. Or any other "prime" cards that only pull Experian in Texas? Help us out here!!
Probably the Delta Skymiles card, which is the gateway to all the optima line of products (u can switch after you're approved). I got it with around 665 equifax, I think 650 is the minimum.But they have their own scoring system so it's hard to tell.
Re: Easiest AM EX product to obtain Christi, Anything from MCCBG (Monogram Bank of Georgia),First USA,Fleet Bank,Office Max pull credit report from Experian if you live in Texas. Ron.
Re: Easiest AM EX product to obtain The personal card (green card) is the easiest in my opinion. I think the minimum is 650 for that. Once you have the green card, in 6 months you'll get pre-approval for the AmEx credit cards, or... ...you can apply for the green, and if you get approved, then apply for a credit card and then call the MORE dept directly to ask for a reconsideration for the credit card, if denied. You ask for reconsideration based on the fact that you are a current cardholder with the green and want a credit product as well as the charge product. your mileage may vary... It worked for me wrt the Blue and I had a 663 Equifax with a tradeline of multiple lates. Saar has kindly posted the direct number to the MORE team in my thread "AmEx green approved", if you do a search for it.
