Easy Credit Card to obtain? Not C1

Discussion in 'Credit Talk' started by Mr Alan, Feb 8, 2003.

  1. lucky

    lucky Well-Known Member

    Re: Re: Re: Easy Credit Card to obtain? Not C1

    One good thing about them is that having a good payment history really does count. I had 2 lates and I called and asked if there was anything i could do about it and, they removed the items on all 3 agencies. And, after this discussion yesterday, I decided to call and talk to them about a credit limit increase and they did give me another $100. They are not a bad card to have if you don't mind 21% interest. For me with a small balance and low limit, it's like $2.00 interest per month. Not a big deal but,....if I had a high limit/balance I could see it getting ugly!
     
  2. andra

    andra Well-Known Member

    Re: Re: Re: Easy Credit Card to obtain? Not C1

    Retailers National Bank aka Target pulls equifax if you apply online but experian if you go into the store. Had this happen to me here in Texas. I applied online and the addresses didn't match because the online app would only take a physical address and my p.o. box is on my cr report for EQ so they denied me due to this so they said go into the store and apply and when I did they pulled EX which still has my BK on it and they denied me. Your best bet is to apply online and make sure your physical address is on your EQ report.

    Hope this helps,

    Andra
     
  3. Mr Alan

    Mr Alan Well-Known Member

    Re: Re: Re: Easy Credit Card to obtain? Not C1

    No problem with C1. I already have one.
     
  4. lucky

    lucky Well-Known Member

    Re: Re: Re: Easy Credit Card to obtain? Not C1

    Are capital one and providian easy to get? Which card that they offer soudld I apply for? Is there a website application to use?
    Thanks!
     

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